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Just Mortgages is an independent financial consultant, not related to any particular bank or financial institution. Our focus is on activities of mortgages and property transaction consultation. We suggest most suitable mortgage offer to our client after meticulously understanding the profile of our customer.

We proudly boast of in-depth knowledge and years of experience in area of mortgages in UAE. We are empanelled with array of banks, to provide you various options.

The UAE property transaction and mortgage process is more complicated than most expect. We offer clients an end-to-end service in order to ensure they get the right advice and that their interests are protected at every step of the process. We work for you, not the bank.

Just Mortgages is your right partner, for all your finance needs for buying a new property or equity release on your current property.

Why select us over your bank?

  • At Just Mortgages, we have qualified consultants who have been in the UAE mortgage industry over the years. We have extensive knowledge about the mortgage market and real estate transaction.
  • Just Mortgages are specialist in mortgage. No matter what complication is involved in the deal, we work out all possible options.
  • Just Mortgages understand your requirements and then offer you the overview of various offers available in the market.
  • Just Mortgages will negotiate the best possible terms with the chosen bank where your case can go through smoothly.
  • Just Mortgages will be constantly involved in each step of the process till the property is transferred at DLD.

Steps of Process

  1. First Consultation & Assessment of borrowing capacity
  2. Recommendation of suitable mortgage options
  3. Completion of Bank application & Supporting documents.
  4. Bank issues Pre-approval.
  5. Sign MOU for property purchase
  6. Medical test of life insurance.
  7. Property Valuation.
  8. Bank issues Final Offer Letter.
  9. Bank pays seller’s mortgage (if applicable)
  10. NOC from developer.
  11. Property Transfer at DLD.